Tugo-Visitor to Canada


1. You are over the age of 14 days old and have not reached the age of 90 years at the time of application.

2. You are:

– A foreign worker, or a visitor to Canada with valid legal status in Canada; or,

– An immigrant awaiting provincial government health care coverage; or,

– A returning Canadian not eligible for provincial government health care plan due to an extended leave.

3. The expenses you incur result from an acute, sudden and unexpected emergency.


Emergency medical treatment: Emergency medical treatment for sickness or injury; services of physician, surgeon, anaesthetist, registered graduate nurse; private duty nursing; X-rays and laboratory services; rental of essential medical appliances

Non-emergency treatment: Up to $3,000 if treatment is a direct result of the initial emergency

Ambulance: Including mountain and sea rescue

Prescription drugs: Up to $10,000 or limit of a 30-day supply

Professional medical services: Up to $500 per practitioner including a licensed physiotherapist, chiropractor, chiropodist, osteopath and podiatrist

Emergency air transportation: Up to sum insured for air evacuation or airfare back to Canada or country of residence for treatment and medical attendant

Return of insured travelling companion: One-way economy airfare back to point of departure if insured is transported or repatriated back to Canada

Dental: Up to $4,000 for accident, up to $600 for dental pain

Maternity: Up to $3,000 for pregnancy, childbirth or complications during the 9 weeks prior to the expected delivery date

Repatriation: Up to $12,000 for repatriation, up to $5,000 for burial/cremation at place of death (excluding cost of burial coffin)

Accidental death and dismemberment: Up to $25,000 for air flight, up to $25,000 for 24-hour accident


In the event of hospitalization, call Claims at TuGo immediately:

From Canada & USA 1-800-663-0399

From Mexico 001-800-514-9976 or 01-800-681-8070

Outside N. America & Mexico (global toll-free) *800-663-00399

Worldwide (collect) **604-278-4108 If you can’t reach Tugo using the numbers listed above, call  collect at

  1-604-278-4108 and you will be reimbursed the charges incurred when making this call.