Extended health insurance in Canada is provided by a non-government private insurance company and is set for medical expenses not covered by government health insurance plans. Such as prescription drugs, dental treatment costs, physical therapy (physiotherapist), massage therapy (chiropractor). It is divided into Personal health insurance (individual health insurance) and Group Benefits according to the different insured clients. One is the plan for the insured person to purchase personally, and the other is the plan for the collective participation of groups such as business units or industry associations. There are many large and medium-sized companies in Canada that provide health insurance benefits to their employees.

Personal Extended Medical Insurance Plan:

Personal health insurance (individual health insurance) is an extended medical insurance plan that the insured person purchases for himself and his family. Generally include prescription drugs, teeth, physical therapy, massage, etc.

Group benefit plan:

A Group Benefits Plan is a benefit plan that a business employer or industry association purchases or arranges for a group participation for its employees or members. It generally includes extended medical insurance, term life insurance and accidental death insurance, while disability insurance and critical illness insurance are generally selective and do not have to be involved.

Extended tax benefits for medical insurance:

Purchase premiums for extended medical insurance, which can be tax deductible under the following circumstances.

1. Self-employed and unincorporated companies purchase personal extended medical insurance for themselves and their families;

2. The employer purchases the cost of group extended medical insurance for his employees